Spring cleaning is not always about the garden.  It’s also a great time to review finances and get things in order so you know what you have and what you can use. This site MyCreditUnion.gov had a great article on financial spring cleaning that we thought might interest you. The site has general information from the government about Credit Unions and how they operate, but the article is a good one. Number 4 is a good one: Review Your Budget.  The even have a link to a budget worksheet that you might find very helpful.

As always, part of your retirement financial plan includes knowing what you have AND what you can use. Remember, home equity can be a piece of that equation and we invite you to CONTACT US to learn more about this important part. Education is key, so learning how you might be able to access your home’s equity by using a Home Equity Conversion Mortgage is very useful knowledge. When you learn more about a HECM, you can make educated decisions and FirstBank can help.