Counseling is a required part of the reverse mortgage transaction. Nothing can happen with your application without completing the required, independent housing counseling session. You are always free to complete your application first, and sometimes this is beneficial from an information standpoint, but the counseling must be completed before we can move your application along.
We will provide you with a list of HUD-approved housing counselors for your area at your request. You can choose to see the counselor in person if available, or you can complete the counseling session over the telephone.
Once completed, you will be given a certificate that will then accompany your application when we proceed.
We will provide you with a list of counselors for your area. However, if you wish to research this on your own, you may click HERE to go to HUD’s list of approved housing counselors.